Rates, terms, and other limits are based upon the Beacon Score as reflected on the most recent credit report, as shown below. For joint borrowers, the highest Beacon Score of the two borrowers will be used to set the interest rate. If a Cosignor is required to extend credit, the score of the borrower will be used to determine rate, limits, etc. Rates displayed are effective the date shown above and could change at anytime.
Bankruptcy Reaffirmation Reward: Any member who formally reaffirms their credit union debt through the Bankruptcy Court will be granted an exception to the Beacon score guidelines by an upgrade of one credit score category, in regards to rate only, for a period of two years.
Rates and terms may change without notice. Please contact a loan officer at 304-263-2887 or 1-800-811-9605 for details.